Financial Incentives for Homebuyers and Owners

Updated February 2011. Contact the municipalities with questions & for the most up-to-date information.

Cuyahoga County

Contact: Cuyahoga Co. Department of Development or Cuyahoga Co. Treasurer
Phone: (216) 443-7260 or (216) 443-2149 (for Cuyahoga Co. Treasurer)

University Circle – Greater Circle Living

  • This forgivable loan program aims to improve access to affordable housing, assist individuals in wealth building, reduce commute times and costs, and enhance quality of life by offering employees of eligible institutions an opportunity to live and work close to world-class cultural institutions and services. It also seeks to increase awareness of the incredible housing opportunities available in the area.

State of Ohio


Ohio Housing Finance Agency

  • From rental to homeownership assistance, the Ohio Housing Finance Agency (OHFA) helps Ohio’s first-time homebuyers, renters, senior citizens, and others find quality, affordable housing that meets their needs. OHFA’s programs also support developers and property managers of affordable housing throughout the state. Whether you are a renter or homebuyer, a developer, or a property manager, find out how OHFA’s programs can help you.

Neighborhood Housing Services of Greater Cleveland

Phone: (216) 458-4663


Phone: (216) 664-2045
Fax: (216) 420-7964
Incentives: Division of Neighborhood Services

  • This division administers programs that strengthen City neighborhoods and provides services to homeowners, tenants, merchants, and institutions that preserve dwellings. These include direct loans/grants to property owners for repair, renovation, energy conservation, and safety improvements. Other concerns include the support of quality, affordable housing for low income households and commmunity services from City and volunteer sources.
  • Visit the website

Cleveland Heights

Contact: Rick Wagner
Phone: (216) 291-5900
Incentives: Down Payment Assistance Program

Cuyahoga Heights

Contact: Norm Casini
Phone: (216) 524-6068
Fax: (216) 524-6072
Incentives: Community Housing Maintenance Grant Program

East Cleveland

Contact: Pat Lacey, Division of Community Development
Phone: (216) 681-2200Incentives: Financing Home Buyer Assistance for New Construction


Contact: Karen Tomsic
Phone: (216) 289-4625
Incentives: First-time Home Buyer Down Payment Assistance


Contact: Peggy Spraggins, Grant Consultant


Contact: Division of Community Development
Incentives: The Division of Community Development offers programs to help residents and businesses maintain property values and improve the appearance of our community.


Contact: Eric Tollerup, Director
Phone: (216) 661-7372
Fax: (216) 661-7407
Incentives: Community Services & Economic Development Department o For residents and neighborhoods, the City of Parma offers grants that assist in home improvement projects, home purchase, property maintenance, preventative maintenance, utility disconnection and rent or mortgage payment support.

Shaker Heights

Contact: Neigborhood Revitalization Department
Phone: (216) 491-1370
Incentives: Shaker Heights offers many resources to assist homeowners in maintaining or upgrading their property, including a wide range of financial assistance programs. Some of these programs are loans with extra-low interest rates. Others provide grants of money, sometimes with a match from the homeowner. All programs are designed to keep Shaker’s housing stock both desirable and competitive. High property values benefit all Shaker residents.


Contact: Peggy Weil-Dorfman
Phone: (440) 349-6327
Incentives: Business Assistance Programs